Continuing
our look at criminals described by Henry Mayhew, here is another lawbreaker
useful for adventures in Victoriana.
“Swindlers”, defrauding those of whom
they buy
While
most thieves in Victorian London use dexterity and secrecy to steal, swindlers
get their loot in the daylight with the help of their victims. Swindlers make promises of future payment for
goods or services with the intention of never making payment. When their
creditors try to collect their money, they discover the swindler has moved
away.
The size of a swindle can range
from single person leaving town without paying their rent, to an entire team of
conmen ordering thousands of pounds worth of valuables from all over the city
before closing shop and moving on. The more valuable the payoff the more
respectable the swindlers have to appear to pull off the job. A woman with
decent clothes can fool a few shopkeepers into delivering furniture bought with
credit, but an office with business cards, courteous employees, and a recordof good business practice could snatch a big enough score to retire.
Often after their goods are
delivered, swindlers send letters to their creditors with excuses of bank
errors, family emergencies, or additional instructions of how to get their
money. This tactic can delay their discovery for a few weeks, buying time
to wrap up their shady deals and departure plans. When their creditors start to
get suspicious they find nothing but empty offices, unfurnished houses, and
nonexistent law firms.
Swindlers
found guilty of obtaining goods by fraud could be given anything from a light sentence (a few
months in prison and a shilling fine) or a harsher sentence (a couple years
hard labor), depending on how much they tried to steal.
Colin Wooder (Gnome clerk with a criminal record)
Initiative:
4
Physical: 4
Mental: 6
Social: 7
Health: 6
Traits: Good with
numbers+2, (Seemingly) mild mannered
employee+3
Combat:
Surrender and wait for a good opportunity to run
Bespectacled and meek, Colin
appears a very unlikely suspect. His professional manner and acumen for
business lead many shopkeepers to assume he is a simple assistant not a
swindling master mind. The calluses on his hands suggest months of hard labor
in the recent past.
Honeymooners
Newly married couples need all
sorts of furniture, clothes, and house goods to set up a new home, which is why
it makes such a perfect cover for swindlers. A giddy young bride calling on a
furniture dealer will be met with well wishes, and a newly rented
house empty of any furnishings raises no eyebrows.
Any items needed to make a home,
such as drapery, fine clothes, jewelry, kitchenware, décor, linens, furniture,
books, and livery can be easily fenced.
Long Firms
Swindlers looking for high
investment and high payoff use a long firm. Long firms are temporary businesses
set up to give swindlers a good credit history. The long firm exists for a few
months, or even years, ordering goods and paying for them before the criminal activity starts.
Anyone looking closely sees nothing but a new company with growing needs.
When they collect enough business
contacts and they can quickly store or ship their wares, the swindlers order massive
amounts of valuable merchandise. They pack up and leave, ready to sell their wares
(sometimes legitimately) in another town.
Many long firms pretend to be manufacturing
brokers or importers/exporters as cover for their purchases.
Adventure ideas
A swindler got away with all the
stock in a contact’s store. The contact will go bankrupt unless his merchandise
is recovered before the crooks fence it.
A long firm wrapped up shop and
skipped town, leaving a trail of creditors. A great deal of specialized digging
equipment is among the items stolen. Are they for resale or are they part of
the next step in a sister plan?
This next week I will be serving as an official in the Wesleyan Bible Bowl National Championship. Between the competition and travel time, I won't have time for a post next week. If you miss me next Friday, look at an older post from the blog and pretend it's new.